Time For A Second Opinion!

I had a client who was just declined due to lab results on his insurance exam ... a second opinion. We have some work to do before he will be ready to apply for life insurance again ... , there are plenty of 240+ levels happening in his life. His doctor’s take on the elevated A1c…..he really [more...]

Date: 2009-04-06 21:14:17

Blog posts (567) | Videos (664)
 

Dan Solin: Products Your Stock Broker and Insurance Agent Hope You'll Never Consider

The financial and insurance industries are huge marketing machines. They dazzle us with new products of bewildering complexity that only they can explain. Their huge resources permit them to dominate the airways, where they spend tens of millions of dollars on advertising. It's a very cozy system....for them [more...]

Date: 2009-02-11 00:54:12

Are Ashlee Simpson and Pete Wentz (and his PENIS) on the Verge of Falling Out?

  Just yesterday we were bemoaning the fact that we have to pay higher rates for car insurance because we're unmarried. According to the woman who helped us, insurance companies believe that married people ... , and what we want out of life, before starting a life with someone who may or may not be right for us. Unlike [more...]

Date: 2009-03-27 15:48:00

Reminder: Benefits are a Significant Portion of Your Pay

Yahoo reminds us that benefits can make up a significant portion of our annual compensation saying: If you're a full-time employee, ... Insurance Benefits, + 11%Social Security, Medicare and Other Insurances, + 8%Retirement Plan ... for "more money", but the benefits were significantly lower (plus it was a higher cost-of-living city), making [more...]

Date: 2009-03-27 17:15:00

3 Ways To Protect Yourself In A Turbulent Economy

Before I get into the ways to protect yourself in a bad economy I want to share a quick story that happened to me not too long ago which prompted me ... but now that she had a stroke she may never qualify for a life insurance policy again.  I feel bad for the couple ... per person for $100,000 in life insurance.  These were very inexpensive policies [more...]

Date: 2009-04-06 22:26:19

Conflucians Say: The Dark Side of the economic meltdown

Like there’s a good side, right? From Market-Ticker: What’s Dead (Short Answer: All Of It) ... that begins there is no way to recover. All annuities will be defaulted to the state insurance ... to be replenished. Essentially, all annuities are toast. Expect zero, be ecstatic if you do better. All insurance [more...]

Date: 2009-03-12 23:59:50

Economic Potpourri December 26, 2008

The barrage of noteworthy economic news continues unabated. I took a lot of time off posting Christmas Eve and Christmas ... ., the largest U.S. life insurers, declined in New York trading on concern that losses on commercial ... to Randy Binner, a life insurance industry analyst at Friedman, Billings, Ramsey Group [more...]

Date: 2008-12-26 11:26:00

The first bail-out: NFIP accessed by manipulation of construction price data following Hurricane Katrina

Connect the dots.  Russell left a big one in his recent post, Where insurance finally meets the big bailout - AIG a massive ponzi scheme ? They [ ... .” Why would the insurance company do this: to lower their capital requirements. And since AIG did ... paid off to AIG, and then accept back part of the money back as tax free profits. CLS [more...]

Date: 2009-04-07 01:13:53

Breaking the ‘Sacred Trust’

Apparently President Obama did not get the message that was delivered loud and clear last week by both Democrats and Republicans on Capitol Hill in ... insurance payments.  The Administration hopes to raise $540 million for the VA by charging wounded soldiers’ private insurance plans for treatment [more...]

Date: 2009-03-18 14:30:31

American Legion Commander Angered After Obama Meeting Over War Wounded

PRNewswire-USNewswire : The American Legion Strongly Opposed to President’s Plan to Charge Wounded Heroes for Treatment WASHINGTON — The leader ... a meeting with President Obama today to discuss a proposal to force private insurance companies ... and injuries. The Obama administration recently revealed a plan to require private insurance carriers [more...]

Date: 2009-03-17 01:28:53

Looking for a Job? Three Women-friendly Industries

The American workforce has made great strides toward equality and balance in the workplace in the last century ... a realtor or accountant, or working for an insurance company could be the perfect career move.Retail ... activities industry. The financial activities sector includes jobs in insurance, real estate, rental [more...]

Date: 2009-04-06 20:55:20

9-1-1 Tips For Your Practice

Copyright (c) 2009 Aisha Jones Scheffel The movie Sex and the City is one of my favorite movies ... the emotional element to incite action and to really drive the point home. How will you handle an emergency ... for an emergency, would be your insurance plan. However, it can take while to receive insurance proceeds [more...]

Date: 2009-03-31 00:52:50

Health Care

Commentary By Ron BeasleyThe Democrats - yes Democrats - are going to eliminate the 650 million dollars for health care reform from Obama's budget ... explains how the problem with US health care is the  parasitic insurance companies. As the country ... (if it can even be called that), it needs to be pointed out that the mammoth health insurance industry [more...]

Date: 2009-03-25 16:50:09

Just Reading Your Insurance Policy is One of the Best Things You Can Do For Your Car Insurance Rates

Do you remember when you were in college and your entire life revolved around the next chapter in the textbook you had to read Did anyone REALLY enjoy spending days slumped over a book, trying to decipher information that really wasn't going to make any sense until you got to class and heard the professor explain it anyway [more...]

Date: 2009-10-22 06:48:56

Repealing Insurers’ Antitrust Exemption Under McCarran-Ferguson: Less There Than Meets the Eye?

Tim Greaney, Saint Louis University School of Law The House Judiciary Committee’s vote (20-9) to send H.R. 3596 , to the floor has been heralded by proponents as providing a significant spur to competition in health insurance. Sorry to rain on this parade, but there is less here than meets the eye. The bill  would repeal, but [more...]

Date: 2009-10-22 17:44:28

Why doesn't anyone really talk health care?

By Edward Copeland What I'm about to say may strike some as heretical, ... that it is outrageous that so many lack health insurance or are underinsured. I'll also recognize that there are many insurance horror stories to be found concerning pre-existing conditions and rising [more...]

Date: 2009-04-07 00:30:00

Texas Progressive Alliance Weekly Round Up April 6, 2009

It is Monday, and that means it is time for another edition of the Texas Progressive Alliance ’s weekly blog round-up ... describing an Austin man turned away from medical care for lack of insurance, then going on a violent rampage, No Insurance, Meds Denied, Tate Mayhem and Perryman Murder - Op Ed . On a lighter note [more...]

Date: 2009-04-07 01:13:13

Pension Insurer Switched To Stocks Right Before Crash

I've been thinking lately that it makes a lot more sense to have national health care and a national pension plan ... collapse, the federal agency that insures the retirement funds of 44 million Americans departed ... plans are suffering major losses. The guarantee fund would be the only way to cover the plans [more...]

Date: 2009-03-31 00:00:59

Best of 604 Awards - A Tale of Two Parties

While many readers knew that last night was the reception for the Best of 604 awards, ... insurance company that offers a wide range of life and health insurance products, savings and retirement ... to do it! @JohnChowDotCom (John Chow) says: At a party for financial planners. Free food and open bar. Must resist [more...]

Date: 2008-12-12 23:42:55

Vitamins replace prescriptions among the jobless

Filed under: Health Here's something pretty terrifying: As people lose their jobs and their health insurance, they're foregoing doctors and prescription drugs in favor of over-the-counter vitamins. "If I had a job with health insurance, I probably would have gone to see a doctor by now," Kerry Parham [more...]

Date: 2009-04-06 18:38:43

They get side letters: Responsible speculation on fraud at AIG

Ian Welsh : There’s an interesting article going around which notes the widespread use of side-letters in the insurance industry ... if they bought say 1 million of reinsurance for $100,000, they freed up $900,000 of regulatory capital which they could continue to use for further insuring or lending and so on. More leverage! Yay [more...]

Date: 2009-04-03 16:18:01

Progressive Caucus Backs Public Health Insurance Plan

While one of the AFL-CIO’s key health care reform principles— a public health insurance option —has been vigorously attacked by the private insurance ... Senate Finance Committee Chairman Max Baucus (D-Mo [more...]

Date: 2009-04-06 21:22:05

Gift Code for Free Insurance Kit + Will & Trust Kit From SuzeOrman.com

Suze Orman is giving away her stuff again! Insurance Kit I’m not 100% sure of what all this kit provides you, ... to understand, step-by-step advice to help you determine if you have the right coverage in place ... a will, a revocable trust, Financial Power of Attorney, and an Advanced Directive / Durable Power [more...]

Date: 2009-04-06 12:14:00

Hell Hath No Fury Like A Woman Scorned

Or instead of scorned, her family harassed.  Something like that ... I am protecting.  Consider this a warning to anyone who’s bought a life insurance policy as part ... the process on collecting this life insurance policy to pay off the car, and went on with things [more...]

Date: 2009-03-26 17:41:40

Obama Makes Veterans Angry

And they wonder why servicepeople don’t support him ... insurance companies to pay for the treatment of military veterans who have suffered service-connected disabilities and injuries. The Obama administration recently revealed a plan to require private insurance [more...]

Date: 2009-03-18 14:10:15

Media Matters: The media's deliberate stupidity

For weeks, the news media have been buzzing about earmarks in the recently signed omnibus spending bill ... repeated GOP attacks on the inclusion of $150 million for "honeybee insurance." Columnist Charles Krauthammer went so far as to call the bill an " abomination " for including the honeybee insurance [more...]

Date: 2009-03-13 23:36:59

'Consensus' on Health Reform? Hardly, but a Few Good Ideas

"Strange bedfellows" have been meeting for years in Washington to try to hammer out compromises on health reform ... . The SEIU quit because the group refused to endorse a government health-insurance plan for working ... of this very diverse group did agree on, from America's Health Insurance Plans, to the American [more...]

Date: 2009-03-30 23:21:51

Variable Annuities: The Fee Factor

This is a guest post from Laurence P. Greenberg, who is President and CEO of Jefferson National , which developed the first flat insurance fee variable annuity. In today’s environment, “fee ... . Generally, variable annuity owners are subject to two levels of fees: insurance-related fees [more...]

Date: 2009-03-03 18:01:10

Georgia insurance commissioner launches inquiry into out-of-network payments

Georgia Insurance Commissioner John Oxendine (R) has ordered 18 insurers that operate in Georgia to report how they establish reimbursement rates for out-of-network services, the Atlanta Journal [more...]

Date: 2009-04-07 00:00:00

Accident Stager Cost Insurance Companies $2.7 Million [Car Crime]

Mohammed Patel helped nearly 100 people stage accidents for the insurance money at about $800 a pop. Fortunately, office workers near the roundabout noticed the peculiar number of identical accidents occurring at one roundabout and he was arrested. (Hat tip to Roger!) [more...]

Date: 2009-10-21 14:30:00

Serious question to ask

Ok here is what happened Ordered a 400 watt cool tube, ... the seller and he said that he would send another one Since he had insurance on the item, he asked me to go the post office and fill out the insurance form so he could get his money back [more...]

Date: 2009-04-06 22:44:01

Health Insurance Ratings

In any form of business, it is important that you are secured of a product or a company before you invest your money in it. Purchasing an insurance policy is just like investing an amount of cash in a company; you would want a return, and you want yo... [more...]

Date: 2009-10-22 06:36:34

Stressed out? Overworked? Maybe it’s Affluenza

John de Graaf, executive director of Take Back Your Time - www.timeday ... to insure everybody.   And it’s true that the American health care system is on life-support ... budget of the entire world.   Yet it leaves 47 million Americans uncovered by health insurance [more...]

Date: 2009-04-06 22:20:52

Head of American Legion Furious After Meeting With Obama Over his Plans to Charge Wounded Veterans for Treatment....

Obama doesn't have a clue at how distasteful this is to those who know (and everyone should) ... to force private insurance companies to pay for the treatment of military veterans ... to require private insurance carriers to reimburse the Department of Veterans Affairs (VA [more...]

Date: 2009-03-17 00:47:08

Why Do I Need Medical Insurance?

People can get sick at any age even if they are in extremely good health. Unforeseen illnesses or even accidents might force a person to go to a hospital. These are events that might occur to anybody. Everyone must be prepared from them. If one has an accident and ends up staying in the hospital for a long time while recuperating, he might face a loss of income or wages. This will further affect the bills he has to pay as well. Life is unpredictable. Accidents might end in a person’s death as well. [more...]

Date: 2009-10-22 07:14:16

How Over-Extended is FDIC Insurance ?

Very. At least, that’s according to Rolfe Winkler’s analysis of the Depositor Insurance reserve ratio: > Rolfe: ... increase an additional $224 billion to $6.4 trillion if you include debt issued prior to the new year [more...]

Date: 2009-04-06 15:55:32

Limbaugh conservatives continue 75-year-old "socialized medicine" smear

Rush Limbaugh claimed during his February 27 morning radio update that "he Obama budget .. ... President Franklin Delano Roosevelt's consideration of government health insurance when crafting ... in 1993 and 1994; the creation of the State Children's Health Insurance Program (SCHIP) in 1997 [more...]

Date: 2009-03-05 17:11:17

Good News

by hilzoy Today brought some very good news for members and veterans of the armed forces ... up their insurers if they had other health insurance (e.g., through work.) This is done now for non-service-related [more...]

Date: 2009-03-19 04:28:36

A Medicare-Like Plan for the Non-Elderly

Uwe E. Reinhardt is an economics professor at Princeton ... the presidential campaign: the establishment of a Medicare-like public health-insurance plan for non ... insurance system is what one wag has called “unsurance,” because that financial protection is lost [more...]

Date: 2009-04-06 11:00:17

Another Pre-Existing Condition: Rape

The arguments for not completely dismantling our current healthcare system and doing completely away with private insurance companies altogether are compelling, but when you read a story like this , it's hard not to want the industry destroyed. Christina Turner feared that she might have been sexually assaulted after two men slipped her a knockout drug. She thought she was taking proper precautions when her doctor prescribed a month’s worth of anti-AIDS medicine. [more...]

Date: 2009-10-22 03:54:05

Reid on Public Option: ‘It’s not done yet’

As Dylan Ratigan begins “Morning Meeting,” he starts out by highlighting that the House Judiciary Committee votes today on an amendment that would repeal the anti-trust exemption, which would end the health insurers monopoly that has been in place since 1945. Where does the public option stand today? As things get down to the wire, all the pressure you have put on Democrats is coming to bear. However, Majority Leader Reid still hasn’t decided what to do. There should be no question, but Mr. [more...]

Date: 2009-10-21 13:08:08

Latest News in Home Insurance - April 06, 2009

Deducting sales tax, insurance premiums - Baltimore Sun 5 Apr 2009 at 11:00pm Baltimoresun ... insurance for a … Business Browser - Free Lance-Star 5 Apr 2009 at 9:13pm Event Planning [more...]

Date: 2009-04-06 08:20:00

Dilbert’s “Unified Theory of Everything Financial.”

I have always enjoyed Scott Adams, convinced that he worked for the same company I do in my day job. (He doesn’t, by the way) When I read this, I was impressed and thought I’d pass it along. Make a will Pay off your credit cards Get term life insurance if you have a family to support Fund your 401k to the maximum Fund your IRA to the maximum Buy a house if you want to live in a house and can afford it Put six months worth of expenses in a money-market account Take whatever [more...]

Date: 2009-09-23 12:02:26

Senior Market Sales, Inc. Answers All Your Annuity Income Rider Questions in its New Report: 'Income Riders: A Balanced Perspective'

OMAHA, Neb., Oct. 15 (SEND2PRESS NEWSWIRE) -- The annuity experts at Senior Market Sales, Inc ... ," which offers insurance agents the entire story on one of today's most popular annuity products ... . Specializing in life insurance, Medicare Supplement, Medicare Advantage, Plan D, annuities, long [more...]

Date: 2008-10-15 10:47:36

The Right to Sue

ACC takes away our right to sue people in the event of an accident that incapacitates us. This is a direct result of that ... accident insurance. A universal basic insurance could be offered by the government to ensure low-income [more...]

Date: 2009-04-07 00:34:36

DealZone Daily

American International Group has agreed to sell it’s Taiwan life insurance unit for $2.15 billion, a key step in its effort to raise cash after a U.S. government bailout last year saved the company from collapse, Reuters reports. CIT Group Inc is seeing little interest from bondholders in a debt exchange offer aimed at repairing its fragile balance sheet, making bankruptcy increasingly likely, sources familiar with the matter told Reuters . [more...]

Date: 2009-10-13 06:55:20

Monday Morning Update 10/19/09

From eHealthDC : “Re: the Senate’s plan for making EHR incentives permanent. I had staff follow up on the story. According to a source, there was some misquoting – while there are a few areas of interest in Senate Finance, it does nothing aggressive on HIT. The key areas it touches on are the following: (a) the Secretary will conduct a study on methods to encourage meaningful use by entities offering insurance plans through a state-based exchange; (b) organizations participating in the CO-OP [more...]

Date: 2009-10-17 21:22:43

Cheap Individual Health Insurance — 6 Tested Tips

by Chimezirim Gabriel Odimba I’ll reveal more tips anyone can use to get massive discounts without putting themselves at risk. Here they are with a precaution you you’ll do well to take… 1. If you’re married you could reduce your cost by being on one policy. But before you take this step make sure you consider your options to see if this will attract more savings. This is because based on your profiles and health conditions, you may be better off buying two different plans. [more...]

Date: 2009-10-11 09:19:59

U.S. unemployment claims spike

Flashback: The Economy is a Lie, too | Unemployed to reach postwar high: OECD | US credit shrinks at Great Depression rate prompting fears of double-dip recession | Nassim Taleb on the economy: ‘We still have the same disease’ | Flaherty sees deficit, debt, and timetable to return to surplus all expanding | Investors dump money market funds | Scotiabank: Global economy set to recover, China and developing nations to lead | More US Bank Failures and The Coming Deposit Insurance [more...]

Date: 2009-10-01 17:20:26

Being female is NOT a preexisting condition

This is the crap that needs to be addressed in the healthcare reform packages being considered by our fuckwits in Congress. It sickens me when I see insurance companies deny hardworking women who pay their premium’s regularly for years and even decades. Greedy mutha fucka’s have been raping American Consumers for decades legally by using the anti-trust exemption given them decades ago. A good writeup on this subject can be read here on NPR. [more...]

Date: 2009-10-22 17:22:00

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